Installment Payment Option

Want to upgrade your home without a large one-time investment? Valguskate offers an installment payment option – pay conveniently in monthly installments.

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ESTO installment – decision in real time

Want to pay in installments? Do it quickly and conveniently with ESTO – decision in real time, purchase completed in minutes. Valguskate offers ESTO installment, ESTO 3 and Pay Later solutions for order payments.

How it works

  1. Request a quote from us – fill out the quote request form or get in touch.
  2. Choose a payment method – when confirming the order, select ESTO installment, ESTO 3 or Pay Later.
  3. Sign digitally – using ID-card, Smart-ID or Mobile-ID.
  4. Done – receive your product right away or according to the payment schedule.

ESTO 3

3 equal payments, 0% interest and no additional fees. First payment next month.

  • No additional fees
  • Simple and fast

Pay Later

Buy now and pay within 30 days – with no additional fees.

  • Fast shopping experience
  • 0% interest, no additional fees

Who can apply

  • Estonian residents aged 18 and over
  • Also available for businesses
  • Decision in real time, fast process
  • Contract managed by ESTO AS

Please note! Every installment plan is a financial obligation. Before entering into an installment agreement, please familiarise yourself with the terms of the relevant service and consult a specialist if needed. Installment services are provided and managed by ESTO AS. See detailed terms at: www.esto.ee